A: Yes,Sir. We can provide these loans in both local and foreign currency, Temporary Working Capital Loans, Short-term Working Capital Loans and Mid-term Working Capital Loans.
B: To be honest, I'm not exactly sure what we require just now.
说实话,我目前还没有完全确定我们所需要的贷款种类。
Dialogue 2
对话二
A: Hello again,Sir. Have you made your decision?
又见面了,先生。您已经决定了吗?
B: I was wondering, what do you require for a Temporary Loan?
我想知道,申请临时流动资金贷款需要什么条件?
A: What you need to do is go to our Corporate Business Department. They can deal with everything for you.
您只需要去我们的公司业务部。他们可以为您打理一切事务。
B: Great. Thanks.
好的。谢谢。
C: Good afternoon. What can we do for you?
下午好。我们可以为您做些什么吗?
B: Hi. I want to enquire about a Tarporary Loan, for business purposes, obviously.
你好。我想咨询一下有关临时贷款的事项,当然是用于商业目的啦。
Dialogue 3
对话三
A: Good afternoon, Sir. You're here to see about a Temporary Loan, right? The loans we offer are for purchasing income-generating assets. Is that what you require?
B: Yes, that's exactly what I need. How about terms for these?
是的,这正是我所需要的。贷款期限是任何设定的?
A: Well, we offer 60-day or 90-day loans. The balance of the loan is to be repaid in full by the end of the specified period.
嗯,我们提供60天或90天的贷款。贷款余额需要在指定期限的截止曰期全部还清。
B: Is there any flexibility on that?
对此是否有任何的回旋余地呢?
A: Unfortunately, not.
对不起,没有。
B: OK. In my position, I think the best way to go would be for the 90-day loan. That would give us a little more time to sort out the repayment plan.
好吧。根据我的处境,我认为最好的方式是申请90天的贷款。这样我们就有更多的时间来理清还款计划。
A: Not a problem, Sir. If you'd just fill out these forms, and of course with necessary clearance, we can get you the money right away.
没问题,先生。如果您这就填写这些表格的话,当然还要有必要的证明,我们马上就可以把贷款发放给您。
Dialogue 4
对话四
A: Welcome to IBJ. What can we do for you?
欢迎光临IBJ银行。我们能为您效劳吗?
B: It's a bit of a problem situation, actually ... you see, our company has a Corporate Account with you, but unfortunately, we've been experiencing cash flow problems recently.
A: I'm sorry to hear that. We value all of our customers, regardless of circumstances. What can we do to help?
很遗憾。我们在任何情况下都重视我们所有的客户。我们能够提供什么帮助吗?
B: We are going to need a loan. I'm not sure what loan is suitable for us, though.
我们正需要贷款。但是,我不知道什么样的贷款适合我们。
A: If you think it will be very short-term, I would recommend you go with the 60-day loan. Then it can be paid back quicker, so you won't have to consider it in the future.